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Aozora Bank TSE:8304 Stock Report

Last Price

JP¥2.12k

Market Cap

JP¥291.8b

7D

2.0%

1Y

-15.6%

Updated

20 Jun, 2025

Data

Company Financials +

Aozora Bank (8304) Stock Overview

Provides various banking products and services in Japan and internationally. More details

8304 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health4/6
Dividends3/6

8304 Community Fair Values

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Aozora Bank, Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Aozora Bank
Historical stock prices
Current Share PriceJP¥2,121.00
52 Week HighJP¥2,766.00
52 Week LowJP¥1,671.00
Beta0.22
1 Month Change-0.047%
3 Month Change-2.26%
1 Year Change-15.65%
3 Year Change-21.65%
5 Year Change8.77%
Change since IPO-63.99%

Recent News & Updates

Recent updates

Shareholder Returns

8304JP BanksJP Market
7D2.0%-0.2%0.3%
1Y-15.6%17.8%3.1%

Return vs Industry: 8304 underperformed the JP Banks industry which returned 17.8% over the past year.

Return vs Market: 8304 underperformed the JP Market which returned 3.1% over the past year.

Price Volatility

Is 8304's price volatile compared to industry and market?
8304 volatility
8304 Average Weekly Movement5.2%
Banks Industry Average Movement7.0%
Market Average Movement5.4%
10% most volatile stocks in JP Market9.4%
10% least volatile stocks in JP Market3.0%

Stable Share Price: 8304 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8304's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19572,476Hideto Oomiwww.aozorabank.co.jp

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Institutional Banking Group, Structured Finance Group, International Business Group, Customer Relations Group, and Market Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies.

Aozora Bank, Ltd. Fundamentals Summary

How do Aozora Bank's earnings and revenue compare to its market cap?
8304 fundamental statistics
Market capJP¥291.85b
Earnings (TTM)JP¥20.52b
Revenue (TTM)JP¥110.34b
14.3x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8304 income statement (TTM)
RevenueJP¥110.34b
Cost of RevenueJP¥0
Gross ProfitJP¥110.34b
Other ExpensesJP¥89.82b
EarningsJP¥20.52b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)148.27
Gross Margin100.00%
Net Profit Margin18.60%
Debt/Equity Ratio267.5%

How did 8304 perform over the long term?

See historical performance and comparison

Dividends

4.1%
Current Dividend Yield
51%
Payout Ratio

Does 8304 pay a reliable dividends?

See 8304 dividend history and benchmarks
When do you need to buy 8304 by to receive an upcoming dividend?
Aozora Bank dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateJun 25 2025
Days until Ex dividend84 days
Days until Dividend pay date5 days

Does 8304 pay a reliable dividends?

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/20 08:05
End of Day Share Price 2025/06/20 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Aozora Bank, Ltd. is covered by 17 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullBarclays
Toyoki SameshimaBNP Paribas Securities (Asia)
Shinichiro NakamuraBofA Global Research
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